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Simple. Secure.

With over a decade of experience and an EMI license, you can trust our innovative payment solutions to process and collect your funds simply and securely.

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Focus on Building Your Business; Leave the Payments to Us.

Whether you’re looking for Direct Debit services, standard or e-commerce Acquiring, or adding terminals to your sales catalogue, Paynovate has you covered.

I’m an Entrepreneur

As an entrepreneur, growth is your top priority. When you choose us, your AML-certified payments are handled by one provider whether your business model needs e-commerce, vending, or terminal acquiring. That’s the Power of Paynovate.

I’m a Small/Medium Enterprise

With Belgian bank accounts and competitive pricing, your direct debits, subscription services, and wire transfers are in good hands. Need a turnkey solution to take payments? We’ve got that covered, too.

I’m interested in a Distribution License

Looking to expand your product catalogue? Add our C-TAP payment terminals to your catalogue. We offer turnkey solutions for your clients looking to have their terminal and acquiring as a bundle deal.

The Power of Paynovate

We’ll handle the payment solutions so you can focus on building your business.

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IBAN Accounts

The Paynovate Promise


Receive, Send, Collect, and Acquire payments across a variety of methods easily and efficiently.


Regarding compliance, we offer AML, KYC, PCI-DSS, and AI-based fraud protections for our clients.


We are a licensed Belgian Electronic Money Institution with approval to process SEPA Core SDD, SEPA Core SCT, Instant Transfer SCT, and SWIFT transfers in 25 currencies.

Supported Card Schemes

All schemes available by default; schemes may be removed using opt-out function.
Visa is a registered trademark of Visa International Service Association and used under license.

Meet the Loyaltek Group

The Loyaltek Group is dedicated to helping people benefit from a better financial system. Whether you work with us here at Paynovate, use Loyalpay as your payment terminal partner, run gift card campaigns with Giftify, or choose Fintronik for corporate cards and payment processing, the Loyaltek Group is here to process funds the best way possible: easily, efficiently, securely.